Provides financial support in the event of a premature death
Provides financial support in the event of an extended long-term care need.
Provides financial support in the event of a disability that would prevent the insured from working normally.
• Recent marriage or divorce?
• New child or dependent?
• Children grown and out of the house?
• Death of spouse or dependent?
• Change in employment status or salary?
• Need to plan for retirement?
• Need to support anyone with special needs or an elderly family member?
• Received an inheritance?
• Purchased a home?
• Started or own a business?
• Need to fund higher education?
• Student loans?