Helping those who aspire for a work optional lifestyle, where you can work because you want to, not because you have to.

Retirement Planning

To some, retirement planning only goes so far as opening and contributing to a retirement investment account. However, we believe it involves so much more. Retirement planning is at the core of your financial planning because most people aspire for an eventual work optional lifestyle, where you can work because you want to, not because you have to.

In short, retirement planning goes well beyond simply planning for investments, but planning for life. Our commitment is to help you work toward clearing up the fog that envelops areas of your financial life so you can plan with confidence for what lies ahead.

"As in all successful ventures the foundation of a good retirement is planning."Earl Nightingale​
Schedule a retirement planning consultation today.​

Learn more about your retirement options and schedule a no-cost or obligation meeting.

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How can we help...

Social Security Decisions

Removing the guesswork in claiming decisions

Managing IRA's/401 k's

This doesn't stop when you retire; it takes on new meaning

Rollover Options

Understanding your options when you retire or change jobs

Cash Flow Analysis

Planning for and drawing from resources tax-efficiently

RMD Assistance

Helping clients automate this necessary withdrawal

Beneficiary Options

Beneficiary options/strategy for spouse, children, charity

Medicare & Healthcare

Understanding Medicare & healthcare costs in relation to retirement

Mortgage Analysis

Mortgage or no mortgage in retirement?

"A successful financial life doesn't happen by chance, it happens by choice."

Featured articles and resources

Why the 4% Rule Is Only a Starting Point for Retirement

Planning for retirement has never been more important and yet so challenging. Given the difficult inflationary conditions of the past two years, the risk that worries most retirees continues to be outliving their savings.
B&H Team
May 23, 2023

"Dos" and "dont's" to safeguard your future

What’s more important: What you do or what you don’t do? It’s a philosophical question, isn’t it? Let’s think about it in terms of your retirement — especially right now.
B&H Team
May 19, 2023

Avoiding the Big Retirement Risks

Retirement is just as much a leap of faith as any other significant life change. No matter how much you prepare, you will only really understand all the implications when you start your new life.
B&H Team

Serving Clients in Modesto, CA and the Central Valley

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