Helping those who aspire for a work optional lifestyle, where you can work because you want to, not because you have to.

Retirement Planning

To some, retirement planning only goes so far as opening and contributing to a retirement investment account. However, we believe it involves so much more. Retirement planning is at the core of your financial planning because most people aspire for an eventual work optional lifestyle, where you can work because you want to, not because you have to.

In short, retirement planning goes well beyond simply planning for investments, but planning for life. Our commitment is to help you work toward clearing up the fog that envelops areas of your financial life so you can plan with confidence for what lies ahead.

"As in all successful ventures the foundation of a good retirement is planning."Earl Nightingale​
Schedule a retirement planning consultation today.​

Learn more about your retirement options and schedule a no-cost or obligation meeting.

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How can we help...

Social Security Decisions

Removing the guesswork in claiming decisions

Managing IRA's/401 k's

This doesn't stop when you retire; it takes on new meaning

Rollover Options

Understanding your options when you retire or change jobs

Cash Flow Analysis

Planning for and drawing from resources tax-efficiently

RMD Assistance

Helping clients automate this necessary withdrawal

Beneficiary Options

Beneficiary options/strategy for spouse, children, charity

Medicare & Healthcare

Understanding Medicare & healthcare costs in relation to retirement

Mortgage Analysis

Mortgage or no mortgage in retirement?

"A successful financial life doesn't happen by chance, it happens by choice."

Featured articles and resources

Quitting Out Loud – The Early Retirement Decision

Waiting until 65 to retire isn’t as easy as it used to be – especially since, for many people, their retirement age is now closer to 67. But retiring early and successfully requires planning to ensure you can have the life you envision.
B&H Team
October 20, 2022

How Do You Create a Retirement "Paycheck?"

There's one question we hear most often from those nearing retirement, is some variation on this: “How do I get my money out of my retirement plan and into my checking account?”
B&H Team
October 7, 2022

Do You Need a Budget in Retirement?

You saved diligently, invested carefully, and now you have a sizeable nest egg that can most likely replace 80% of your pre-retirement income. Why should you go through the tiresome process of creating a budget? No matter how carefully you plan, many things are out of your control that can impact the income your plan can provide.
BH Team
September 5, 2022

Serving Clients in Modesto, CA and the Central Valley

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